WHAT DOES HOME INSURANCE COVER?
Protects damages to your home's physical structure in the event of a covered loss.
Structures not permanently attached to your property.
Covers household contents and other personal belonging owned by you and your family. Limits may apply to certain items, such as jewelry, watches and furs, electronics, etc...
Loss of Use:
Covers you for room and board-hotel stay, laundry, and meals if you have to live elsewhere while your home is being repaired or rebuilt.
Liability: Personal liability provides protection in the event a claim is made or a lawsuit is filed, claiming you or a member of your household is responsible for others’ injuries or property damage.
Coverage in case of injury by guests in your home or on your property in which you are not legally liable to their injury or damages.
ADDITIONAL OPTIONS THAT MAY BE AVAILABLE
Replacement Cost Coverage on Dwelling
Replacement Cost Coverage of Personal Contents
Accidental Water Discharge
Limited Foundation and Buy Back
Added Jewelry Coverage
Identity Theft Protection
Flood Insurance - as a separate policy
Life Insurance (Mortgage Protection) - as a separate policy
Please note that coverage options and discounts vary by state. Limits and exclusions apply. One of our team members will be able to assist you with further details on the provided quotes.
Click here to schedule a policy review with one of our team members.