Insurance Renewals: Why Your Claims History Matters

Insurance companies consider several factors when evaluating risk, and a policyholder’s claims history is often one of them. While filing a claim is an important part of having insurance, understanding how claim frequency, loss types, and other underwriting factors may influence future coverage can help policyholders make informed decisions. Claims History Helps Insurers Evaluate Risk Insurance carriers may review previous claims when determining eligibility, pricing, and renewal terms. The number, type, and severity of past…

Parkway Picks: A Texas-Sized Birthday Celebration at Nowhere But Texas

Celebrating Eddie, Texas Style! This month, our Parkway team gathered at Nowhere But Texas in Houston to celebrate Eddie’s birthday! It was the perfect opportunity to step away from our usual routines, enjoy a meal together, and celebrate another year with someone who means so much to our Parkway family. There’s something special about gathering around a table with the people you work alongside every day. Whether sharing stories, enjoying good food, or simply catching…

Borrowed Cars & Shared Keys: Whose Insurance Covers an Accident?

The holiday season often brings visiting relatives, road trips, and busy schedules. Whether you’re letting a family member borrow your car or using someone else’s vehicle for a quick errand, it’s important to understand that auto insurance coverage isn’t always as straightforward as people assume. Insurance Often Follows the Vehicle In many situations, the vehicle owner’s auto insurance may provide primary coverage when another licensed driver operates the car with permission. However, coverage depends on…

Employee Dishonesty Coverage: Is Your Business Protected from Internal Losses?

Every business relies on employees to handle important responsibilities, whether managing payments, accessing inventory, or overseeing financial records. While trust is essential to a successful workplace, even well-managed businesses can experience losses caused by dishonest actions. Understanding the protection available through commercial crime insurance can help business owners strengthen their risk management strategies. Financial Losses Can Take Many Forms Employee dishonesty can involve stolen money, missing inventory, fraudulent transactions, or misuse of company assets. These…

Gather with Gratitude: Is Your Home Ready for Thanksgiving Guests?

Thanksgiving brings family, friends, and plenty of activity into our homes. From preparing a holiday feast to welcoming overnight guests, it’s a season filled with traditions and meaningful moments. While you’re focused on making everyone feel welcome, it’s also worth considering a few precautions that can help keep your gathering safe and enjoyable. Keep the Kitchen Safe With multiple dishes cooking and guests moving through the kitchen, Thanksgiving can be one of the busiest days…