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What to do After a Flood

It’s a nightmare that, unfortunately, many Americans have had to face: a flood damaging or destroying their home. Water is a force of nature, and there’s just no stopping it. But that doesn’t mean you can’t recover after a flood. Here are some important tips for recovering after a flood. 

Protect Yourself. 
There are many dangers involved in the aftermath of a flood. You need to be extremely vigilant.
  • Avoid entering your home if the water levels are still high. Water is powerful-don’t risk drowning to assess the damage. 
  • Look out for uninvited guests. Water often brings poisonous snakes and other critters into your home with it.  Be alert to make sure you’re not in any danger. 
  • Toss your food. You don’t want to eat any food that’s come into contact with flood water.
  • Be on the alert for any hidden dangers. Look for damaged gas lines, flooded electric wiring and circuits, or transported flammable materials. 

Streamline Your Recovery

  • Be on the lookout for major damage (ex: cracks in your foundation). 
  • If your basement is flooded, do not pump the water out all at once. The wet ground surrounding your basement can add pressure that causes your basement walls to collapse. Try removing no more than 1/3rd of the water in a single day. 
  • Look for signs of collapsing walls. Water weakens the structural integrity of a home, and as a result, walls and plaster may fall down. 
  • Make sure you keep receipts for any work you have done, even if it’s temporary fixes or work you do yourself. 
  • Take pictures and keep notes of all the damage you find. This can help streamline things for your insurance agent or adjuster. 
  • Resist the temptation to hire the first contractor you find. Make sure to find a reputable company to make the necessary repairs. The key is making sure the work is done right. If you need assistance finding a contractor, reach out to your agent or adjuster.


Posted Tuesday, February 01 2022 10:00 AM
Tags : flood, insurance,

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